Hỗ trợ trả góp

Hỗ trợ trả góp 1

Honda Ôtô Nha Trang xin cung cấp một số thông tin đến khách hàng về quy trình mua xe ôtô Honda trả góp.

thủ tục mua xe trả góp ở Honda Ô tô Nha Trang

Thủ tục mua xe ô tô Honda trả góp.

THỦ TỤC CẦN CHUẨN BỊ KHI VAY MUA XE ÔTÔ HONDA TRẢ GÓP

 

CÁ NHÂN ĐỨNG TÊN

CÔNG TY ĐỨNG TÊN

Hồ sơ pháp lý

(bắt buộc)

– Chứng minh nhân dân/ hộ chiếu

– Sổ hộ khẩu

– Giấy đăng ký kết hôn (nếu đã lập gia đình) hoặc Giấy xác nhận độc thân (nếu chưa lập gia đình)

– Giấy phép thành lập

– Giấy phép ĐKKD

– Biên bản họp Hội Đồng thành viên (nếu là CTY TNHH)

– Điều lệ của Công ty (TNHH, Cty liên doanh)

Chứng minh nguồn thu nhập

– Nếu thu nhập từ lương cần có : Hợp đồng lao động, sao kê 3 tháng lương hoặc xác nhận 3 tháng lương gần nhất.

– Nếu khách hàng có công ty riêng : chứng minh tài chính giống như công ty đứng tên.

– Nếu khách hàng làm việc tự do hoặc có những nguồn thu nhập không thể chứng minh được, vui lòng liên hệ.

– Báo cáo thuế hoặc báo cáo tài chính của 3 tháng gần nhất

– Một số hợp đồng kinh tế, hóa đơn đầu vào, đầu ra tiêu biểu trong 3 tháng gần nhất.

Trình tự mua xe ô tô Honda trả góp

Bước 1: Ký hợp đồng mua xe ô tô Honda trả góp tại đại lý, trong hợp đồng thể hiện rõ các điều khoản liên quan đến vấn đề vay vốn mua xe ô tô trả góp.

Bước 2: Tập hợp hồ sơ như danh mục đã kê bên trên + hợp đồng mua bán xe + phiếu đặt cọc hợp đồng + Đề nghị vay vốn gửi cho Ngân hàng.

Bước 3: Thanh toán số tiền vay vốn thông qua các hình thức đúng như thỏa thuận giữa người mua và đại lý. Sau đó người mua sẽ dùng hồ sơ vay vốn đăng ký sở hữu xe theo tên mình. Thông thường việc này được hỗ trợ 100%, thời gian thực hiện khoảng trong 01 ngày. Lúc này chiếc xe đã đứng tên khách hàng (mặc dù mới chỉ nộp 20-30%).

Bước 4: Đến ngân hàng để bàn giao giấy đăng ký xe hoặc giấy hẹn lấy đăng ký xe, ký hợp đồng giải ngân. Sau khoảng 3 tiếng sau tới đại lý để nhận xe ô tô Honda.

Đối tượng mua xe trả góp ?

Trả lời : Hai đối tượng chính thường mua trả góp là :

+ Khách hàng cá nhân

+ Công ty hoặc tổ chức.

Tài sản đảm bảo? Thế chấp như thế nào ? Đăng ký xe mang tên ai ?

Trả lời:

+ Thông thường tài sản bảo đảm: chính là chiếc xe ôtô mới định mua.

+ Nếu bảo đảm bằng bất động sản hoặc giấy tờ có giá trị thì mức trả trước tối thiểu có thể thấp hơn mức quy định.

+ Đăng ký xe mang tên khách hàng.

Những vấn đề lưu ý khi mua xe trả góp?

Việc mua xe trả góp gồm 2 phần công việc chính độc lập là:

Tìm mua chiếc xe mới ưng ý với giá cả hợp lý

– Vay vốn ngân hàng để mua xe trả góp.

Trường hợp bạn không công tác trong ngành ngân hàng: Việc vay vốn để mua xe trả góp là một công đoạn rất phức tạp, cần có một người chuyên làm thủ tục trả góp hướng dẫn, hỗ trợ. Tùy thuộc vào hồ sơ của Quý khách chúng tôi sẽ tìm kiếm và lựa chọn ngân hàng phù hợp nhất (lãi suất thấp, thủ tục đơn giản, nhanh chóng, thuận tiện…) để tránh việc Quý khách hàng có thể gặp những vấn đề sau:

1 – Lãi suất vay cao + phải trả trước cao.

2 – Thủ tục thẩm định kéo dài – mất thời gian, lâu được nhận xe.

3 – Không được vay vốn do một số điều kiện của khách hàng không đáp ứng được yêu cầu thẩm định của ngân hàng.

4 – Phát sinh nhiều vấn đề khác …

Trân trọng cảm ơn Quý khách hàng đã đọc bài viết về quy trình mua xe trả góp, sẽ còn nhiều những vấn đề khác liên quan tới hình thức mua bán này.

Hỗ trợ trả góp 2

Nếu còn câu hỏi hoặc băn khoăn nào khác vui lòng liên hệ:

Honda Ô tô Nha Trang

Hotline tư vấn trực tiếp 24/24: 0935 98 66 99

Hoặc có thể trao đổi với chúng tôi qua Message, Viber hoặc Zalo theo số trên.

Fanpage: FB.com/hondanhatrang5s

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Huỳnh Trọng Nhân

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